Strategic thinking for readers earning below $100,000.
Do not be scared of high income tax. As Tax Accountants, we apply all knowledge possible under the Tax Act to ensure you receive the highest possible refunds and credits. Proper "Business Legal Structure" and tax planning reduce the burden, allowing you to focus on your talents to increase wealth.
Paying correct income tax leads to lifelong peace and headache-free assets.
Agencies sell you Greed or Hope. Don’t be fooled into overpaying for products simply to get points, rewards, or discounts. It is easy to get lost in a marketer's trick.
Youth is courageous; Adulthood is passionate; Seniority should be peaceful. We know how to earn money, but we must learn how to have a happy life out of it.
If you ask questions about $30 vegetables, why not an $800,000 property? True value is being able to sell an asset tomorrow for what you paid today.
Advisors in suits can deceive you for their own benefit. Many give their money to others thinking they are trustworthy, only to lose their lifelong savings. Are you smart enough to determine your own path?
The media convinces many that money leads to happiness. While money achievement makes life enjoyable, it does not guarantee fulfillment.
Invest $100. Lose 30%, you have $70. Gain 30% back? You only have $91. This cycle continues—if you lose 30% again, you are at $63.70. Stock-trading and horse-betting are the same: your money running away from you while you struggle to recover the principal for the rest of your life.
Does your business provide: Salary, Interest, Profit, and Capital Gain? A wise business owner recovers their investment in 3-5 years and pays off their mortgage in 15.
They evaluate opportunity costs and alternatives before investing. A real investment must generate monthly income and future capital gain.
By working hard but not wisely. By taking advice from vendors rather than accountants. By making decisions based on emotion rather than rational thinking.
"Happiness is the art of taking pleasure in what we have. Unhappiness is focusing on what we do not have."
Well-being is measured by a "Happy Pleasant Life." 80% of people are morally rich. Money fills bank accounts, but it does not fill hearts and minds.